Cigna in Gainesville, GA

Understanding Your Cigna Dental Coverage

Navigating dental insurance can be confusing, but our knowledgeable team is here to simplify the process for you. Cigna offers a range of plans that typically cover:

• Preventive Care: Regular checkups and cleanings are often covered at 100%, emphasizing the importance of maintaining dental health.
• Basic Procedures: Coverage often includes partial coverage – 80% – for treatments like fillings and simple extractions.
• Major Services: Depending on your plan, services such as crowns and bridges may be covered partially, at 50%.

You can schedule a cleaning and checkup every 6 months for only a co-payment. You can benefit from necessary services to keep your teeth and gums healthy to avoid future dental expenses. Researchers estimate that $1 of preventive dental care can save up to $50 on restorative fees.

If your dentist finds anything concerning, you don’t have to delay treatment if you’re concerned about the cost. Cigna is there for you. After meeting your yearly deductible, they will cover some of the expenses for medically necessary procedures until you reach your yearly limit.

At the end of the calendar year, your benefits will reset. You’ll lose anything you haven’t used. Nothing will accumulate, and you aren’t reimbursed for your premiums or deductibles. Less than 3% of Americans meet or exceed their annual limits, which accounts for billions of dollars lost in unused benefits each year.

We don’t want to see you throw money away. Cigna recommends choosing a dentist in their network to enjoy more coverage. They have pre-negotiated rates with preferred dental practices. You can enjoy more service options when choosing an out-of-network dentist, but you may pay more out-of-pocket.